贷款市场报价利率（LPR）
中国人民银行授权全国银行间同业拆借中心公布 · 每月 20 日（遇周末顺延）· 共 87 期，自 2019-08-20 起
最新公布
2026-10-20
一年期
3.00%
与上期持平
五年期以上
3.50%
与上期持平
民间借贷利率司法保护上限
按本档 1 年期 12.00%（4 倍）
历次报价
共 87 期公布日期一年期五年期以上
2026-10-203.00%3.50%
2026-09-213.00%3.50%
2026-08-203.00%3.50%
2026-07-203.00%3.50%
2026-06-223.00%3.50%
2026-05-203.00%3.50%
2026-04-203.00%3.50%
2026-03-203.00%3.50%
2026-02-203.00%3.50%
2026-01-203.00%3.50%
2025-12-223.00%3.50%
2025-11-203.00%3.50%
2025-10-203.00%3.50%
2025-09-223.00%3.50%
2025-08-203.00%3.50%
2025-07-213.00%3.50%
2025-06-203.00%3.50%
2025-05-201Y ↓10BP、5Y+ ↓10BP3.00%3.50%
2025-04-213.10%3.60%
2025-03-203.10%3.60%
2025-02-203.10%3.60%
2025-01-203.10%3.60%
2024-12-203.10%3.60%
2024-11-203.10%3.60%
2024-10-211Y ↓25BP、5Y+ ↓25BP3.10%3.60%
2024-09-203.35%3.85%
2024-08-203.35%3.85%
2024-07-221Y ↓10BP、5Y+ ↓10BP3.35%3.85%
2024-06-203.45%3.95%
2024-05-203.45%3.95%
2024-04-223.45%3.95%
2024-03-203.45%3.95%
2024-02-205Y+ ↓25BP3.45%3.95%
2024-01-223.45%4.20%
2023-12-203.45%4.20%
2023-11-203.45%4.20%
2023-10-203.45%4.20%
2023-09-203.45%4.20%
2023-08-211Y ↓10BP3.45%4.20%
2023-07-203.55%4.20%
2023-06-201Y ↓10BP、5Y+ ↓10BP3.55%4.20%
2023-05-223.65%4.30%
2023-04-203.65%4.30%
2023-03-203.65%4.30%
2023-02-203.65%4.30%
2023-01-203.65%4.30%
2022-12-203.65%4.30%
2022-11-213.65%4.30%
2022-10-203.65%4.30%
2022-09-203.65%4.30%
2022-08-221Y ↓5BP、5Y+ ↓15BP3.65%4.30%
2022-07-203.70%4.45%
2022-06-203.70%4.45%
2022-05-205Y+ ↓15BP3.70%4.45%
2022-04-203.70%4.60%
2022-03-213.70%4.60%
2022-02-213.70%4.60%
2022-01-201Y ↓10BP、5Y+ ↓5BP3.70%4.60%
2021-12-201Y ↓5BP3.80%4.65%
2021-11-223.85%4.65%
2021-10-203.85%4.65%
2021-09-203.85%4.65%
2021-08-203.85%4.65%
2021-07-203.85%4.65%
2021-06-213.85%4.65%
2021-05-203.85%4.65%
2021-04-203.85%4.65%
2021-03-223.85%4.65%
2021-02-223.85%4.65%
2021-01-203.85%4.65%
2020-12-213.85%4.65%
2020-11-203.85%4.65%
2020-10-203.85%4.65%
2020-09-213.85%4.65%
2020-08-203.85%4.65%
2020-07-203.85%4.65%
2020-06-223.85%4.65%
2020-05-203.85%4.65%
2020-04-201Y ↓20BP、5Y+ ↓10BP3.85%4.65%
2020-03-204.05%4.75%
2020-02-201Y ↓10BP、5Y+ ↓5BP4.05%4.75%
2020-01-234.15%4.80%
2019-12-204.15%4.80%
2019-11-201Y ↓5BP、5Y+ ↓5BP4.15%4.80%
2019-10-214.20%4.85%
2019-09-201Y ↓5BP4.20%4.85%
2019-08-204.25%4.85%
公布日期为每月 20 日，遇周六日顺延至下一工作日。 计算利息时按「合同成立日 / 起诉日」所在档适用，可在利息计算器里直接取用。